Up to 92%
of the purchase price
Fix and flip. Ground-up.
Up to 92% of the purchase. Up to 100% of the rehab.
Fix and flip. Ground-up construction. $250,000 and up. 680 minimum credit score. Investment only.
No hard pull to send. Same business day by text.
We text. We do not call.
Up to 100%
of the construction budget
680
minimum credit score
$250k
and up
Two checks. One loan.
The purchase is one number. The work is another.
You are not funding the whole deal out of pocket. The loan looks at the price, then it looks at the budget. Both can be in the same file.
Up to 92%
Of the purchase price
The house, or the lot. Up to 92% of what you pay for it. Less of your cash stuck in the buy.
Up to 100%
Of the construction budget
Rehab on a flip. The full build on a ground-up. Up to 100% of those costs. The work does not have to come out of the next deal.
The loan starts at $250,000. It goes up from there. Send the address and the scope.
Two doors. Same screen.
Door one
Fix & flip
Buy the rough house. Finance the rehab. Keep your cash for the next one.
- Up to 92% of the purchase price.
- Up to 100% of the rehab.
- $250,000 and up.
- 680 minimum credit score.
- Investment only. You do not live there.
Door two
Ground-up
Dirt to doors. Lot today, finished house tomorrow. Up to 100% of the build.
- Up to 92% of the purchase price.
- Up to 100% of construction costs.
- $250,000 and up.
- 680 minimum credit score.
- Investment only. Not a home you live in.
Why this door
Banks pass
Banks pass on the gut job. This door looks at it.
Less cash in
Bring less of your own cash to the table.
Deal number two
Keep your cash for deal number two.
One text
One text with the address and the scope of work starts it.
The screen
Guidelines. Not a quote. Not a promise you hit the top of the range.
| Screen | Guideline |
|---|---|
| Purchase | Up to 92% of the purchase price |
| Construction / rehab | Up to 100% of the costs |
| Minimum loan | $250,000 and up |
| Credit | 680 minimum |
| Property | Fix and flip, or ground-up construction |
| Occupancy | Investment only. Not owner-occupied. |
Three things
What to send
Three things. Then we text. We do not call. No hard pull to send. Same business day.
1
Property address
The street. We start there.
City and state with it. One address starts the file.
2
Purchase price
What the contract says you are paying.
That price is what the 92% is measured against.
3
Scope of work / construction budget
The rehab list, or the build budget.
That budget is what the 100% is measured against.
One text
- Address
- Purchase price
- Scope of work, or the construction budget
- Loan size. $250,000 and up.
- Credit score. 680 or higher.
We text. We do not call.
After you send it
- Same business day. A text back. Not a phone call.
- No hard pull. Sending the deal is not a credit pull and not an application.
- A straight answer. If it fits this door, we say so. If it does not, we say that too.
Read this before you send
Not for
Four nos. If one of them is the file, this is the wrong door.
Owner-occupied homes.
You do not live in it. This door is investment property only.
Primary residences.
A house you live in is not this door.
Credit scores under 680.
680 is the floor. Under that, this door does not open.
Loans under $250,000.
This door starts at $250,000. It goes up from there.
Short answers
Questions
The screen, in plain lines. Anything past this, send the deal and we will screen it by text.
- Up to 92% of the purchase price.
- Up to 100% of construction costs.
- $250,000 and up.
- 680 minimum credit score.
- Investment only.
What's the max on the purchase?
Up to 92% of the purchase price.
Does it cover the rehab?
Up to 100% of construction costs.
Ground-up new builds?
Yes. Ground-up construction is a fit.
What's the minimum loan?
$250,000 and up.
Minimum credit score?
680.
Owner-occupied?
No. Investment only.
Do you call?
No. We text. We do not call.
Is sending a hard pull?
No hard pull to send the deal.
Is this an approval?
No. Guidelines, not a commitment to lend.
$250,000 and up. 680 minimum. Investment only.
Send the address. We text back.
Up to 92% of the purchase. Up to 100% of the rehab. Same business day, by text.
No hard pull to send. We do not call.
Up to 92%
of the purchase price
Up to 100%
of the construction budget
680
minimum credit score
$250k
and up
Guidelines, not guarantees. Not a commitment to lend. Investment property only. All loans subject to underwriting, property review, and program guidelines. HOME LENDERS dba THEMONEYDOOR · NMLS #1752355 · Equal Housing Opportunity. Disclosures